Benefit Rates

Staff Benefit Rates (July 2026 - June 2027)

Type	Rate
Social Security	7.350%
Retirement (TIAA, Fidelity, & State)	15.324%
Insurance (Medical, Dental & Life)	20.086%
Early Retirement	0.827%
Unemployment	0.001%
Long Term Disability	0.061%
Short Term Disability	0.001%
Worker’s Compensation	0.350%

Composite Rates for Various Employee Types

Employee Type	Rate
Contract Salary	44.000%
Extra Compensation	44.000%
Federal Employees-FERS	44.000%
Federal Employees-CSRS	44.000%
Hourly-Non Student	7.701%
Hourly-Student	0.350%

The intent is to encumber benefits at a rate of 44.000% of encumbered salary.

The employer portion of the ACA (Affordable Care Act) Eligible Medical Insurance is currently $1,542 per month.

The rates noted above represent the actual rates which will be used in computing the actual charges for each benefit category 
in a given month.

Staff Rates Used for Contract/Grant Proposal Preparation

Staff Type	2026-27	2027-28	2028-29	2029-30	2030-31
Salary and Salaried Payroll Including Federal Employees	44.00%	46.00%	46.50%	47.00%	47.50%
Hourly Wage	7.70%	8.00%	8.30%	8.30%	8.30%
Student** (Attending at least 50% time)	0.35%	0.50%	0.80%	0.80%	0.80%
ACA Eligible Medical Insurance (per month)	$1,542	$1,619	$1,700	$1,785	$1,874

Questions

Questions concerning the contract/grant proposal rates should be addressed to the Sponsored Programs Office.

If you have any questions concerning the staff benefit charges, please contact the accountant responsible for your account. 

*Rate applies to federal employees only.

**An employee is considered a student if he/she is registered for at least 6 credits in an undergraduate program or at least 3
credits in a graduate program.